WEB SITE TERMS AND CONDITIONS OF USE

1. TERMS

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. USE LICENSE

Permission is granted to temporarily download one copy of the materials (information or software) on this web site for personal,non-commercial transitory viewing only. This is the grant of a license,not a transfer of title, and under this license you may not:

1. Modify or copy the materials;
2. Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
3. Attempt to decompile or reverse engineer any software contained on this web site;
4. Remove any copyright or other proprietary notations from the materials; or
5. Transfer the materials to another person or "mirror" the materials on any other server.
6. This license shall automatically terminate if you violate any of these restrictions and may be terminated by IntellectualWorks.com at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. DISCLAIMER

Exclusions and Limitations

The information on this web site is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company's literature; and
• excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.

IntellectualWorks.com does not however exclude liability for death or personal injury caused by its negligence. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.

4. REVISIONS AND ERRATA

The materials appearing on IntellectualWorks.com's web site could include technical, typographical, or photographic errors. IntellectualWorks.com does not warrant that any of the materials on its web site are accurate, complete, or current. IntellectualWorks.com may make changes to the materials contained on its web site at any time without notice. IntellectualWorks.com does not, however, make any commitment to update the materials.

5. LINKS

IntellectualWorks.com has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by IntellectualWorks.com of the site. Use of any such linked web site is at the user's own risk.

6. SITE TERMS OF USE MODIFICATIONS

IntellectualWorks.com may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

7. GOVERNING LAW

Any claim relating to IntellectualWorks.com's web site shall be governed by the laws of Canada without regard to its conflict of law provisions. We reserve the right to terminate services of any client at any given time without refund.

8. Termination of Agreements and Refunds Policy

Both the Client and ourselves have the right to terminate any Services Agreement for any reason, including the ending of services that are already underway. No refunds shall be offered, where a Service is deemed to have begun and is, for all intents and purposes, underway. Any monies that have been paid to us which constitute payment in respect of the provision of unused Services, shall be refunded.